National Policy
Status: Active Nationwide
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)
The world’s largest government-financed healthcare insurance program providing ₹5 lakh annual coverage per family to over 55 crore vulnerable citizens.
Nodal Central Ministry
Ministry of Health and Family Welfare (NHA)
Target Beneficiaries
Over 12 Crore Vulnerable Families (55+ Crore Individuals)
Enactment / Notification
27 August 2026
Analytical Author
Kavita Rao
A state-of-the-art district hospital offering cashless treatments under Ayushman Bharat.
Ayushman Bharat PM-JAY delivers completely cashless in-patient secondary and tertiary hospitalization across more than 29,000 empaneled public and private hospitals. The program has saved vulnerable Indian households over ₹1.25 lakh crore in catastrophic out-of-pocket medical expenditures.
Policy Classifications:
#Good Governance
#UPSC & Civil Services
#Ayushman Bharat